Embarking on the journey to acquire your dream home is an exciting endeavor. A key element in achieving financing and navigating the real estate market effectively is understanding your credit score. This three-digit representation of your financial history plays a significant role in determining your financial reliability. Lenders rely upon cre

For years, the real estate sector has perpetuated a myth: you need at least 20% down payment to qualify for a mortgage. This belief can be daunting, leaving many aspiring homeowners feeling like they're stuck on the sidelines. The truth is, there are plenty of options available that allow you to purchase a home with less down payment. Conside